NOTE: Due to the turmoil in the credit industry, many credit card affiliate marketing programs have temporarily suspended accepting new affiliate applications. Those who have suspended activity have been removed from the Ace Affiliates website. Card Offers, long the strongest player in the segment, continues to welcome affiliates.
Credit card affiliate marketing is one of the most profitable segments in the entire affiliate marketing business. Americans are always looking for credit cards. It has become a way of life. Meanwhile, the use of credit cards in other countries has only just begun, and is growing quickly.
This market is unlimited.
Credit card affiliate marketing also benefits from the fact that people consistently use the Internet to research and apply for credit cards. Although hard statistics are hard to come by, if you look at Google Adwords, you'll see that "credit cards" is a prize search term. Of course, as you know if you've ever done it yourself, the Internet is the perfect place to search for credit cards. You can compare a multitude of deals side-by-side, and make the best choice for you.
Another factor to consider with regard to credit card affiliate marketing is the degree to which American consumers are already in debt, at very high interest rates. This creates an extremely lucrative market for balance transfers. When you have a flashing banner on your website offering a zero percent introductory rate, a consumer paying 25% is likely to make that click.
And you are likely to get paid, up to $25 per completed application.
Moreover, there are many people who want or need credit but can't easily obtain it. Perhaps they abused credit cards when they were young, for instance, and now they have a hard time getting regular credit cards. When you have a flashing banner on your website offering a credit card for people with bad credit, a consumer who can't get credit elsewhere is likely to make that click.
And you are likely to get paid, up to $200 per approval.
What's more, credit card affiliate marketing is a fairly mature industry in the sense that credit card companies are used to working with (and paying) affiliate partners. This translates into easy websites production tools, advanced tracking tools, and high commissions. Essentially, the credit card companies have to complete amongst themselves to gain affiliate participation.
Think of the matter, too, from the consumer's perspective. If you can write a trusted blog about how to use credit wisely and what credit cards are best for doing so, for example, you can do a lot of good for people while making a lot of money for yourself. Everybody wins.
Regardless of how you approach this market, the important thing to realize is that it's red hot, and it's not going to get any less red hot anytime soon. Right now, as we speak, thousands of consumers are searching for credit card information on the Internet right now. Millions more will search for credit card information on the Internet over the course of the next month.
If you can attract even a tiny fraction of those consumers, and make them offers they can't refuse, you can collect a fortune through credit card affiliate marketing.